House Approves NAHB-Supported Association Health Plan Bill

Filed in Advocacy by on March 22, 2017 10 Comments

The House today approved the Small Business Health Fairness Act (H.R. 1101), association health plan legislation that would put small businesses on an equal footing with large employers and unions when it comes to negotiating lower insurance costs.

NAHB has been a long-time proponent of association health plans and continues to work with Congress to ensure that this market-based health care option remains a viable alternative for small businesses and their employees.

Of note to the home building community, the bill includes an amendment which clarifies that small businesses that have already established and administer association health plans, including some HBAs, can continue to operate under existing state and federal law.

Prior to the House vote, NAHB sent a letter to lawmakers designating passage of this bill as a “key vote” due to its importance to the housing industry.

The letter stated that association health plans would grant small businesses access to better and more affordable health care plans. By providing the ability to create pooling arrangements across state lines, the bill would ensure a level playing field for smaller firms that want to help their workers and their families with their health care needs.

With passage of the Small Business Health Fairness Act, the House could vote as early as tomorrow on the American Health Care Act, a comprehensive bill that would repeal and replace much of the Affordable Care Act, also commonly referred to as Obamacare.

For more information, contact Alexis Moch at 800-368-5242 x8407.

Tags: , ,

Comments (10)

Trackback URL | Comments RSS Feed

  1. Tim says:

    If this country had a single payer system all this extra legislation for all different individuals and corporations would be unnecessary and thus help to shrink “big gov’t”.

  2. Martin Knezovich says:

    Since there’s no federal law preventing insurance pools, or shopping across state lines, this is largely a symbolic bill proposal. It does indicate a lack of knowledge on how health insurance policies work. Most, if not all, policies are designed with a narrow geographically located network of healthcare providers. So if a guy like me, in Minnesota, wants to buy a less expensive policy from Alabama, I’ll have to get down to Alabama somehow if I get sick or injured. I agree with Tim though. A single payer approach would help get us all out of this ever rising insurance expense. Big industry needs to see the light and make the push for it.

  3. Bill Gschwind says:

    Perhaps Tim and Martin would prefer a single payer for their cell phone service, too. All those messy, complicated plans. Yuck. We’d all be better off and have more time on our hands if the government took care of paying everyone’s cell phone bill, and, of course, making certain that those evil cell phone companies provided us all with the “essential benefits” all cell phone users need, instead of being interested only in their profits.

    • Tim says:

      I bet you enjoy doing your taxes every year too Bill. An “exception” to every tax code for every different business practically.

      Is that what you want for health insurance, thousands of pages of different policies that have different exceptions and rates for every different industry in the country.

      One payment right out of everyone’s paycheck, just like the SS tax payment. Simple chart, X$ per person. Relieves all businesses from even having to deal with an insurance company policy.

  4. Joel Tucker says:

    Exactly who are you expecting the single source of payment to going to go to. The government? They are doing such a good job with the VA. They have managed to mess up OSAH, EPA, School Systems, exactly which agency in the government has magically learned how to manage healthcare better than the Healthcare industry?

    If health care reform would address the major issue impacting healthcare, then things would change. The cost of insurance for healthcare providers and the legal impact facing hospitals needs to be reformed. When Tort reform is brought into the discussion, the runway cost that doctors & hospitals are paying will stop spiraling out of control. NO, I do not need more government intervention, rules, regulations, invasion into the process and privacy of my business. The more government gets and remains involved the higher cost are going to keep going up.

    A little more common sense and a lot less government will go a long way to changing/fixing the current problems that Obama care has created for everyone.

    • N. Wadford says:

      I will say amen to your comments, as I strongly agree. I am discouraged however, by the lack of common sense in D.C.. I’m afraid your wish for it along with mine is a futile task. It is increasingly evident that our “representatives” in government are seriously out of touch with the trials and tribulations we face daily in the business world. It has been the norm rather than the exception that the idiocy decreed by those in government has been harmful rather than beneficial in recent years. It is my hope that the current administration reverses this trend, but my expectations remain tempered.

    • Tim says:

      So EPA, school systems, OSHA are so bad?
      Seen any rivers on fire since the creation of the EPA?

  5. Deborah Butler says:

    We have long wanted the NAHB to create an association health plan. Does this mean that you intend to? It would be very helpful.

    • NAHB Now says:

      Thanks for writing, Deborah. NAHB will not create a national plan, but a number of our state associations have had great success administering health plans. Talk to your HBA!

  6. Martin Knezovich says:

    It’s overly simplistic to compare cell phones with health care, unless you think that people will start shopping for the cheapest provider to get a knee replacement, or kidney transplant, or the emergency care when you fall off a roof. Insurance rates are rising because health care costs are rising. Health care costs are rising because there are few restraints to keep them from rising. A single payer approach could provide some restraint. To those who think that the federal government can’t do anything right, I think you’re making assumptions that are not based on fact, just opinion. Most federal departments struggle to meet the demands placed on them due to under-funding, not incompetence.

Leave a Reply

Your email address will not be published. Required fields are marked *