Tag: AD&C

Builder Credit Tightens on Virus Concerns

Filed in Economics, Housing Finance by on May 14, 2020 1 Comment
Builder Credit Tightens on Virus Concerns

For the first time since 2012, builders and developers reported tighter credit conditions on loans for land acquisition, development and single-family construction (AD&C) in NAHB’s AD&C financing survey for the first quarter of 2020. Most builders reported that lenders are pulling back because of coronavirus concerns.

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FDIC Chief Discusses Banking Issues with NAHB Leadership

Filed in Codes and Standards, Housing Finance by on June 15, 2017 0 Comments
FDIC Chief Discusses Banking Issues with NAHB Leadership

NAHB Senior Officers today met with Federal Deposit Insurance Corporation (FDIC) Chairman Martin Gruenberg to address banking issues of concern to our members. The discussion focused on regulatory barriers to acquisition, development and construction financing by banking institutions — particularly community banks.

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Credit Conditions Ease for Builders in 2nd Quarter

Filed in Housing Finance by on August 30, 2016 1 Comment
Credit Conditions Ease for Builders in 2nd Quarter

NAHB’s quarterly survey of builders and developers revealed that credit conditions for acquisition, development and single-family construction loans were easier in the second quarter of 2016 compared to the first quarter.

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NAHB Urges FDIC Not to Penalize Small Banks for Making AD&C Loans

Filed in Housing Finance by on September 14, 2015 1 Comment

A proposal by the Federal Deposit Insurance Corp. could raise deposit insurance assessments for banks that carry a greater concentration of construction and development loans on their books.

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Final Risk-Based Capital Rules Add More Complexity to Multifamily AD&C Loans

Filed in Housing Finance, Multifamily by on August 20, 2015 0 Comments
Final Risk-Based Capital Rules Add More Complexity to Multifamily AD&C Loans

The new rules, which went into effect Jan. 1, 2015, govern a new category of AD&C loans called High Volatility Commercial Real Estate loans, which have more stringent underwriting criteria.

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Tune in to the July 15 Webinar: AD&C Financing Today

Filed in Education, Housing Finance by on July 10, 2015 0 Comments

While NAHB members report improving conditions for AD&C lending, surveys indicate there is still a “lending gap” between home building demand and available credit.
A July 15 webinar will focus on financing for lot acquisition and development and include a discussion of alternative financing options you may not have considered.

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Builders Report Easing Credit Conditions for AD&C Loans

Filed in Housing Finance by on June 17, 2015 0 Comments
Builders Report Easing Credit Conditions for AD&C Loans

Builders and developers continue to report easing credit conditions for acquisition, development, and construction (AD&C) loans according to NAHB’s latest quarterly survey on AD&C financing.

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NAHB Seeks Congressional, Regulatory Action to Ease Tight Credit Conditions

Filed in Advocacy, Housing Finance by on April 16, 2015 0 Comments
NAHB Seeks Congressional, Regulatory Action to Ease Tight Credit Conditions

NAHB today urged Congress and federal regulators to take steps to ease tight mortgage credit conditions afflicting many creditworthy borrowers and to support a stronger, more robust recovery of the housing and mortgage markets.

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Find New AD&C Financing Sources through NAHB

Filed in Housing Finance, IBS by on March 4, 2015 1 Comment
Find New AD&C Financing Sources through NAHB

A lack of available acquisition, development and construction (AD&C) financing continues to be a challenge for many NAHB members. That’s why NAHB Housing Finance created the Financing Sources Web page.

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Financing Has Evolved. So, Here’s This Shark Tank.

Filed in Education, Housing Finance, IBS by on November 29, 2014 0 Comments
Financing Has Evolved. So, Here’s This Shark Tank.

A three-hour master education session on the new financing landscape for builders is also a great opportunity to talk to investors for your next project during the NAHB International Builders’ Show. Financing Has Evolved. Have You? is set for Wednesday, Jan. 21, from 12:30-3:30 p.m. in South 233 at the Las Vegas Convention Center.

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